Lunch counter Fringe Benefits and Your Workforce
http://b3.zcubes.com/v.aspx?mid=1045046&title=commissary--advantages--and-also-your-workforce
Workers spend for non-reimbursed expenditures from these accounts. However, flexible-spending accounts are "use-it-or-lose-it" accounts; suggesting that any funds leftover at the end of the year can't be " surrendered,"